Purchase Plus Improvement Mortgage | Platinum Mortgages

PURCHASE PLUS IMPROVEMENT MORTGAGE SERVICES

Turn your new property into your dream home with our Purchase Plus Improvement Mortgage services.

This unique financing option allows you to include the cost of renovations in your mortgage, enabling you to make necessary improvements from the start. Contact us to get started.

Contact Jeff Cody

Upgrade as You Buy—All in One Mortgage

Looking for a home that needs work? With a Purchase Plus Improvement Mortgage, you can finance both the purchase price and renovation costs into a single mortgage—saving you time, hassle, and money in Ottawa’s competitive market.

Why Choose Jeff Cody for This Service?

  • Shops across 30+ lenders to secure competitive combined financing. 
  • Handles both traditional and alternative mortgage options—great if standard bank underwriting is tight
  • Transparent, personalized guidance from pre-approval to renovation funding
  • Local expertise in Ottawa, Kanata, Stittsville, Orleans, Nepean, and more. 

How It Works

  • Consult with Jeff Cody to assess the home purchase and renovation scope
  • Collect renovation quotes and combine into the mortgage application
  • Secure approval that covers both purchase and improvement costs
  • Close the mortgage, then unlock funds post-closing as work proceeds

Areas Served

Proudly serving Ottawa, Stittsville, Kanata, Orleans, Barrhaven, Nepean, and neighboring communities Jeff Cody

Take the next step—Contact Jeff Cody today to talk through your renovation-ready purchase.

Platinum Mortgages PEI provides self-employed mortgage services across Charlottetown, Summerside, Kensington, Montague, Souris, Tignish, O'Leary, Borden-Carleton, Cornwall, North Rustico and the surrounding areas.